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An insurance policy for learner drivers, which costs on average around £90 a month, may be the answer for parents who are finding that putting their 17-year-old plus son or daughter on their own policy can easily cost north of £1800.

The pay-per-month policy has the advantage that it's written in the learner driver's name; it won't jeopardise the no-claims bonus of the parent/owner if the learner crashes the car.

Over the last decade, the cost of insuring learner drivers especially teenagers has shot up to the extent many parents/owners can no longer afford to insure the learner to allow them to practise in the available car. Quotes of thousands of pounds are not uncommon; way out of the reach of most.

To 'ease the pain' there is a chance to buy comprehensive insurance by the month. The insurance is bought by, and is in the name of, the provisional driver. Those taking out a policy have to give the registration number of the vehicle in which they will be practising. The car has to be in insurance group 16 or below, and be worth less than £20,000.

The supervising driver must be over 25 and have held a full UK driving licence for at least three years. They don't need to be the person who owns the car, which has to be insured in the normal way by its owner. You can buy the policy for as little as one month, to a maximum of three months, and renew as many times as you like. Policies cost between £78.00 and £104.50 per month depending on postcode.

The main advantage of the policy is that it allows parents/owners to let the provisional driver use their car without risking any no-claims bonus. Any claims caused by the provisional driver are paid separately to the main insurer of the parent.

Parents/owners should note that when the driver passes their test all cover under the policy ceases immediately, and if the driver is going to continue driving the car they need to add them as a named driver to the policy. If there is an accident, or the car has a fire or is stolen while the insured learner is driving, they will have to pay the first £250 towards any claim.

At Enjoy More Driving School we believe that all provisional Learners should have access to these policies at the MOST discounted rates. These high discounted rates are usually available only to those drivers undertaking professional driving lessons with a fully qualified ADI.

Enjoy More Driving School, with great pleasure have negotiated brilliant deals with two of the leading Insurance companies in the field of Learner Driver Insurance - Collingwood Insurance and Provisional Maramalade.
Uninsured drivers cost the unassuming general public many millions every year. And even more in loss of life. In an ideal World, we all should have the options available to insure within our budgets. Therefore the following links are open to ALL whether you're a pupil with us or not.

Use the provided links below to take you directly to their respective websites for great savings.
With Collingwood Insurance, our details are already completed (Referral code). However, with Provisional Marmalade, look for Enjoy More Driving School (under Surrey) when asked to enter referral code or Driving Instructor/ADI/School.

Safe driving for life.
Enjoy More Driving

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